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The promissory notes are used to provide a written promise to pay with personal loans and bank financing. If the borrower defaults on his loan, the agreement is used to provide evidence that money is owed to the lender. The promissory notes can be used with almost any type of loan. They are always attached to mortgage notes and loans
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Determining the value of a home is not an easy task. Basic information about the value of a home is always available, but who can you trust when it comes to evaluating the value of a home? Appraisers? Real Estate Agents? Zillow? There are many free online tools that can estimate the value of a home, and each site uses
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When you bought the home you currently reside in, you probably made some personal commitment and developed a personal and emotional relationship. For whatever reason, you have recognized and believe that it is time to sell your home and move. However, since for most people, their home represents their greatest financial asset, doesn't it make sense to proceed, in the
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A leasing nightmareLeasing can be a very frustrating experience. I once called a merchant who had 3 different leases and wasn't even sure what they were for. By examining your business checking account statement, I can help you identify who the leases were and what they were linked to.Turns out he had a lease for his terminal, another separate lease
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WikiPedia explains that the Pareto Principle, or the 80/20 rule, "states that for many phenomena, 80% of the consequences stem from 20% of the causes." Logically, we know this to be true. For example, in the 1990s, Michael Jordan's contribution to the six Chicago Bull championships was much greater than the contribution of the other 80% of the team.Here's how
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The internal rate of return (or IRR) is generally one of the most popular rates of return used by real estate investors trying to measure the financial performance of a rental property because it calculates the value of money over time. Therefore, because it provides an association between the present value and future value of the income stream, it enables
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Choosing the best manager for your property can promote your real estate investment or even break it. There are managers in all parts of the market and it is important to distinguish the good from the bad. Messaging and branding The brand and outbound messaging that the company uses is an important factor that can be used to determine what
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One of the most frustrating episodes one can encounter is denial of housing. Apartment complexes, which are actually managed by real estate management companies, use a number of factors to determine who should rent and who shouldn't. One of the most common factors they use is the criminal background check. A criminal record can be one of the greatest friends
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They feed at night and look for dark, cool, and humid places to hang out during the day. Some common hiding places are under organic matter such as mulch, pine straw, litter and other debris, loose wood chip mulch, decaying matter, rotten fruit on the ground, wood, boards or tree branches that are on the ground , under dense growth
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Each New Year marks the beginning of new hopes, goals, and aspirations that are unique to everyone. When it comes to achieving financial goals, it is never too late to start, although it is recommended to start as early as possible for better returns. As you seek to achieve your financial goals, you must first understand the potential investment options
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