“On the fourth day of Christmas my true love gave me four colly, three French chickens, two turtledoves and a partridge in a pear tree.”
I have unfortunate news for all bird owners: some insurance companies do not consider their bird to be a pet, with that in mind I have opted to change the handwriting from our favorite Christmas Carole to: four collie dogs.
Pets are really just a part of our family and we often take them with us when we travel. With that in mind, Progressive has chosen to add pet coverage as part of its auto insurance policy. They offer up to a thousand dollars of coverage for your dog or cat if they are injured during a car accident, or even in the event of fire or theft. The best news is that it is free! That’s right. Progressive’s pet injury coverage is automatically included in your collision coverage.
Let’s say you are involved in an accident and could use your collision coverage to repair your vehicle; Well, you can also use pet injury coverage for your dog or cat to help offset the cost of vet bills. If the pet is not owned by you, but by a relative who lives with you, the same coverage applies
Again, pet injury coverage is built into your collision coverage, which means there is no additional cost whether you choose to use it or not.
Now it is important to remember that this is not pet insurance. Progressive’s Pet Injury Coverage provides coverage for the vet bill incurred by your dog or cat for injuries that result from accidents while in your vehicle. Pet insurance is coverage that will pay for vet bills when your pet is sick or injured. With most pet insurance companies, you will pay the bill and then the pet insurance company will reimburse you. Pet insurance is similar to medical insurance for pets; many plans have deductibles, maximums, and even coinsurance. Like medical insurance, pet insurance does not necessarily cover all of your pet’s medical conditions and it is very important that you make sure you know all the ins and outs of the policy before making the purchase. ABC Insurance Services does not offer pet insurance.
With Progressive Pet Injury coverage is integrated directly into your Collision coverage. Progressive auto insurance is one of the few policies that provide this type of coverage. Remember that your dogs and cats are covered for veterinary costs of up to a thousand dollars when they are injured in a car accident.
Remember Pet Injury Coverage Next Time You Sing About four collie dogs.